Attention homeowners in Drexel Hill and Delaware County: Need an appraisal?See the top seven reasons Pennsylvania homeowners need All Access Appraisals:
At All Access Appraisals, we understand the special needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions. Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at All Access Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.Challenge a property tax assessmentIf you live in a local area that is declining or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An appraisal from All Access Appraisals is your number one weapon when challenging your property tax assessment.PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At All Access Appraisals, we're veterans in helping homeowners just like you get rid of unneeded PMI insurance.Was your HELOC recently frozen?Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be annoying from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from All Access Appraisals can help you reinstate your HELOC.We Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned appraiser to double-check your appraisal for efficiency, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property. |
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